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DON’T NEED YOUR
IRA RETIREMENT SAVINGS
AS MUCH AS YOU ONCE
THOUGHT?

Learn more about how a Qualified Charitable Distribution (QCD) can benefit you.

If you are 70½ or older and have an IRA, you are already qualified!

How a Qualified Charitable Distribution (QCD) Works

1

You are at least 70½ years old with IRA funds you no longer need

2

Make a qualified charitable distribution (QCD) from your IRA

*If you are 72 years old or older, your QCD can count towards your required minimum distribution (RMD)!

3

Your QCD goes directly to charity, supporting a cause you care about

Did You Know?

You can also support our mission for years to come. Simply name Heifer Foundation as a beneficiary of your IRA account, and the remaining assets (or a portion) of the account will be distributed to help families out of poverty and hunger.

Discover the Benefits of a Qualified Charitable Distribution (QCD)

REDUCE YOUR TAXABLE INCOME

Learn more

When you take funds from your IRA, they count as taxable income. But if you transfer them directly to charity, you reduce your taxable income while satisfying your RMD.

FULFILL YOUR REQUIRED MINIMUM DISTRIBUTION (RMD)

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After you turn 72, you must distribute funds from your IRA. If you do not distribute the required minimum, you may be penalized, but a QCD allows a transfer up to $100,000 per individual or $200,000 per couple to satisfy your RMD.

HELP A CHILD, FAMILY AND COMMUNITY OUT OF HUNGER AND POVERTY

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When you transfer IRA funds to Heifer Foundation, you empower men, women and children with tools to sustain themselves and overcome poverty.

“I didn’t realize how much I could help others and benefit from using my IRA until now.”

Find Out if a Qualified Charitable Distribution is Right For You

Take Your Next Steps

1. Get started by selecting your IRA custodian and filling out your information below.
This information will be used to pre-fill your distribution form.

2. Once you have downloaded and completed the rest of your form, please mail the form to your IRA custodian. We recommend mailing this by December 1 to ensure you receive your tax deduction for this year.

3. Please let us know about your generous gift!
We’d like to thank you and ensure your gift goes to the program or department you desire.

The content found on this site is general in nature and intended to be used for informational purposes only. It should not be relied upon as legal, tax, accounting or other professional advice. To determine how a gift or estate planning decision might affect your particular circumstances, you should consult an attorney, financial advisor or other qualified professional.